Fintech Platform
Financial Intelligence for the Underserved
Four hundred million adults in Africa lack access to formal financial services. FCL BLOOMTECH's Fintech Platform closes this gap using alternative data — satellite farm monitoring, mobile payment patterns, and behavioural analytics — to enable banks, MFIs, and fintechs to safely serve customers they couldn't underwrite before.
$180M+
Credit intelligence enabled
97%
Repayment rate
80K+
Borrowers served
3 banks
Tier-1 partners
Platform Capabilities
What Fintech Platform Does
Alternative Credit Scoring
Score creditworthiness using satellite, mobile, and behavioural data without traditional credit history.
Digital Onboarding
Mobile-first KYC and account opening optimised for low-literacy and low-bandwidth environments.
USSD & SMS Banking
Financial services accessible via basic mobile phones — no smartphone or internet required.
Loan Management System
End-to-end loan origination, disbursement, monitoring, and collection platform.
Payment Infrastructure
Interoperable payment rails connecting mobile money, bank accounts, and digital wallets.
Portfolio Analytics
Real-time monitoring of loan performance with early warning indicators for default risk.
Use Cases
Where Fintech Platform Delivers Results
Smallholder Farmer Finance
Agricultural credit using satellite farm monitoring as alternative collateral.
Women's Financial Inclusion
Micro-credit and savings products designed for women in rural and peri-urban areas.
MSME Lending
Working capital and growth finance for micro, small, and medium enterprises.
Parametric Agriculture Insurance
Automated satellite-triggered insurance payouts for crop loss events.
Industries served:
See Fintech Platform in Action
Request a personalised demo and see how it fits your specific use case.